Calculators

Only 41% of U.S. workers have tried to determine how much they will need to save for a comfortable retirement.

– Source: Employee Benefit Research Institute, 2017

How much retirement income will you need? How much life insurance is enough? What type of IRA is right for you?

Our financial calculators are designed as educational tools to help you estimate answers to common financial questions. They are not intended to predict future returns or results. Simply click on one of the general financial topics below and you’ll find a selection of easy-to-use calculators about related financial topics.

These calculators are hypothetical examples used for illustrative purposes and do not represent the performance of any specific investment or product. Rates of return will vary over time, particularly for long-term investments. Investments offering the potential for higher rates of return also involve a higher degree of risk of loss. Actual results will vary.

LIFE INSURANCE

HOW MUCH LIFE INSURANCE DO I NEED?

SPENDING HABITS

HOW MUCH AM I SPENDING

CURRENT RETIREMENT SAVINGS

ARE MY CURRENT RETIREMENT SAVINGS SUFFICIENT?

RETIREMENT INCOME AND 401(K)

HOW MUCH RETIREMENT INCOME MIGHT MY 401(K) PROVIDE?

RISK TOLERANCE

DO YOU KNOW WHAT YOURS IS?

TAX DEFERRAL

TAXABLE VS. TAX-ADVANTAGED SAVINGS?

STUDENT LOANS

WILL I BE ABLE TO PAY BACK MY STUDENT LOANS?

SAVINGS GOALS

HOW MUCH SHOULD I SAVE TO REACH MY GOAL?

SAVINGS IN RETIREMENT

I’M RETIRED, HOW LONG WILL MY SAVINGS LAST?

FINANCIAL PREPAREDNESS

WHAT IS YOUR FINANCIAL PREPAREDNESS INDEX?

RETIREMENT AND LIVING EXPENSES

HOW WILL RETIREMENT IMPACT MY LIVING EXPENSES?

LIFE INSURANCE PROCEEDS

HOW LONG WILL MY CURRENT LIFE INSURANCE PROCEEDS LAST?